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SAINT LUCIA NATIONAL HOUSING CORPORATION ACT
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24. Mortgage Insurance fee
2023 Laws not yet authenticated through a Commencement Order
Revised Laws of Saint Lucia (2023)
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24. Mortgage Insurance fee
The insurance fee payable under section 14 of the Act is ½ of 1% per annum.
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24. Mortgage Insurance fee
45. Short title
2. Interpretation
3. Establishment of the Corporation
4. Board of Directors
5. Procedure and meetings of Board
6. Conflict of interest
7. Disclosure of interest and abstention from voting
8. Remuneration of members
9. Appointment of Managing Director
10. Appointment of staff
11. Establishment and maintenance of pension scheme
12. Appointment of committees
13. Service of notices
14. Protection of Corporation and its officers
15. Power of Minister to issue directions
16. Functions of Corporation
17. Powers of Corporation in relation to unfit building
18. Powers of Corporation in relation to abandoned objects
19. Power to make arrangements
20. Power to secure settlement clearance
21. Duty to secure redevelopment
22. Plans to be sent to the Minister
23. Local body affected by scheme to be notified
24. Approval of scheme by Minister
25. Notification of approval of scheme
26. Corporation to implement scheme
27. Slum clearance and re-development by owner of land and buildings
28. Demolition order
29. Use of land under demolition order
30. Power of Corporation to seek information
31. Acquisition of property by Corporation
32. Assessment of compensation
33. Power to pay allowances to displaced persons
34. Funds and resources of Corporation
35. Application and investment of funds
36. Accounts and audit
37. Annual report
38. Borrowing powers
39. Guarantee of borrowings of Corporation
40. Transfer of assets and liabilities
41. Transfer of officers
42. Limitation of time for legal actions
43. Recovery of rent
44. Exemptions
45. Conditions regarding the letting of houses
46. Minutes receivable in evidence
47. Power of entry
48. Vesting of lands
49. Regulations
50. Savings
Saint Lucia Housing Authority Regulations – Section 49
Housing (Income Tax Exemption) Regulations – Section 49
Saint Lucia National Housing Corporation (La Ressource, Vieux Fort) Vesting Order – Section 48(3)
Saint Lucia National Housing Corporation (Beausejour, Gros Islet) Vesting Order – Section 48(3)
SAINT LUCIA NATIONAL HOUSING CORPORATION (BEAUSEJOUR, GROS ISLET) VESTING ORDER – SECTION 48(3)
Saint Lucia National Housing Corporation (Urban Castries, Gros Islet, Vieux Fort and Praslin) Vesting Order – Section 48(1)
SAINT LUCIA NATIONAL HOUSING CORPORATION (URBAN CASTRIES, GROS ISLET, VIEUX FORT AND PRASLIN) VESTING ORDER – SECTION 48(1)
Saint Lucia National Housing Corporation (Karibelle) Vesting Order –Section 48(3)
SAINT LUCIA NATIONAL HOUSING CORPORATION (KARIBELLE) VESTING ORDER –SECTION 48(3)
Saint Lucia National Housing Corporation (Urban Castries) Vesting Order – Section 48(2)
SAINT LUCIA NATIONAL HOUSING CORPORATION (URBAN CASTRIES) VESTING ORDER – SECTION 48(2)
Saint Lucia National Housing Corporation (Carellie) Vesting Order – Section 48
SAINT LUCIA NATIONAL HOUSING CORPORATION (CARELLIE) VESTING ORDER – SECTION 48
Saint Lucia National Housing Corporation (Cresslands, Soufriere) Vesting Order – Section 48
SAINT LUCIA NATIONAL HOUSING CORPORATION (CRESSLANDS, SOUFRIERE) VESTING ORDER – SECTION 48
Saint Lucia National Housing Corporation (La Pearle) Vesting Order – Section 48(3)
SAINT LUCIA NATIONAL HOUSING CORPORATION (LA PEARLE) VESTING ORDER – SECTION 48(3)
Saint Lucia National Housing Corporation (Monchy) Vesting Order – Section 48
SAINT LUCIA NATIONAL HOUSING CORPORATION (MONCHY) VESTING ORDER – SECTION 48
Saint Lucia National Housing Corporation (La Ressource – Vieux Fort) Vesting Order – Section 48(3)
SAINT LUCIA NATIONAL HOUSING CORPORATION (LA RESSOURCE – VIEUX FORT) VESTING ORDER – SECTION 48(3)
Saint Lucia National Housing Corporation (Union Industrial Estate) Vesting Order – Section 48(2)
SAINT LUCIA NATIONAL HOUSING CORPORATION (UNION INDUSTRIAL ESTATE) VESTING ORDER – SECTION 48(2)
Saint Lucia National Housing Corporation (Fayole Estate) Vesting Order – Section 48(2)
SAINT LUCIA NATIONAL HOUSING CORPORATION (FAYOLE ESTATE) VESTING ORDER – SECTION 48(2)
Saint Lucia National Housing Corporation (La Ressource – Vieux Fort) Vesting Order – Section 48(3)
SAINT LUCIA NATIONAL HOUSING CORPORATION (LA RESSOURCE – VIEUX FORT) VESTING ORDER – SECTION 48(3)
Saint Lucia National Housing Corporation (Marigot) Vesting Order – Section 48(2)
SAINT LUCIA NATIONAL HOUSING CORPORATION (MARIGOT) VESTING ORDER – SECTION 48(2)
Saint Lucia National Housing Corporation (Monchy) (No. 2) Vesting Order – Section 48
SAINT LUCIA NATIONAL HOUSING CORPORATION (MONCHY) (NO. 2) VESTING ORDER – SECTION 48
Saint Lucia National Housing Corporation (River Doree) Vesting Order – Section 48(2)
SAINT LUCIA NATIONAL HOUSING CORPORATION (RIVER DOREE) VESTING ORDER – SECTION 48(2)
Saint Lucia National Housing Corporation (Marigot) Vesting Order – Section 48(2)
SAINT LUCIA NATIONAL HOUSING CORPORATION (MARIGOT) VESTING ORDER – SECTION 48(2)
Saint Lucia National Housing Corporation (La Ressource – Vieux Fort) Vesting Order – Section 48(2)
SAINT LUCIA NATIONAL HOUSING CORPORATION (LA RESSOURCE – VIEUX FORT) VESTING ORDER – SECTION 48(2)
Saint Lucia National Housing Corporation (Fond Assau) Vesting Order – Section 48(2)
SAINT LUCIA NATIONAL HOUSING CORPORATION (FOND ASSAU) VESTING ORDER – SECTION 48(2)
Saint Lucia National Housing Corporation (Bisee) Vesting Order – Section 48(2)
SAINT LUCIA NATIONAL HOUSING CORPORATION (BISEE) VESTING ORDER – SECTION 48(2)
Saint Lucia National Housing Corporation (Ciceron) Vesting Order – Section 48(2)
SAINT LUCIA NATIONAL HOUSING CORPORATION (CICERON) VESTING ORDER – SECTION 48(2)
Saint Lucia National Housing Corporation (Forestierre) Vesting Order – Section 48(2)
SAINT LUCIA NATIONAL HOUSING CORPORATION (FORESTIERRE) VESTING ORDER – SECTION 48(2)
Saint Lucia National Housing Corporation (Monchy) Vesting Order – Section 48(2)
SAINT LUCIA NATIONAL HOUSING CORPORATION (MONCHY) VESTING ORDER – SECTION 48(2)
Saint Lucia National Housing Corporation (La Ressource, Vieux-Fort) Vesting Order – Section 48(3)
ACT
PART 1 PRELIMINARY
45. Short title
2. Interpretation
PART 2 ESTABLISHMENT, CONSTITUTION, MANAGEMENT AND STAFF
3. Establishment of the Corporation
4. Board of Directors
5. Procedure and meetings of Board
6. Conflict of interest
7. Disclosure of interest and abstention from voting
8. Remuneration of members
9. Appointment of Managing Director
10. Appointment of staff
11. Establishment and maintenance of pension scheme
12. Appointment of committees
13. Service of notices
14. Protection of Corporation and its officers
15. Power of Minister to issue directions
PART 3 FUNCTIONS AND POWERS
16. Functions of Corporation
17. Powers of Corporation in relation to unfit building
18. Powers of Corporation in relation to abandoned objects
19. Power to make arrangements
PART 4 SETTLEMENT CLEARANCE, UPGRADING AND REDEVELOPMENT SCHEME
20. Power to secure settlement clearance
21. Duty to secure redevelopment
22. Plans to be sent to the Minister
23. Local body affected by scheme to be notified
24. Approval of scheme by Minister
25. Notification of approval of scheme
26. Corporation to implement scheme
27. Slum clearance and re-development by owner of land and buildings
28. Demolition order
29. Use of land under demolition order
30. Power of Corporation to seek information
PART 5 ACQUISITION AND COMPENSATION
31. Acquisition of property by Corporation
32. Assessment of compensation
33. Power to pay allowances to displaced persons
PART 6 FINANCIAL PROVISIONS
34. Funds and resources of Corporation
35. Application and investment of funds
36. Accounts and audit
37. Annual report
38. Borrowing powers
39. Guarantee of borrowings of Corporation
PART 7 TRANSITIONAL PROVISIONS
40. Transfer of assets and liabilities
41. Transfer of officers
42. Limitation of time for legal actions
PART 8 MISCELLANEOUS PROVISIONS
43. Recovery of rent
44. Exemptions
45. Conditions regarding the letting of houses
46. Minutes receivable in evidence
47. Power of entry
48. Vesting of lands
49. Regulations
50. Savings
SUBSIDIARY LEGISLATION
Saint Lucia Housing Authority Regulations – Section 49 (Statutory Instrument 33/1967)
1. Citation
Preliminary
Preliminary
2. Interpretation
2. Interpretation
PART 1
PART 1
3. Application for certificate of exemption
3. Application for certificate of exemption
4. Registration as a trader
4. Registration as a trader
5. Persons who may be registered
5. Persons who may be registered
6. Cancellation of registration
6. Cancellation of registration
7. Separate accounts to be kept by builder
7. Separate accounts to be kept by builder
8. Approval of mortgagees
8. Approval of mortgagees
9. Application for guarantee of Authority
9. Application for guarantee of Authority
10. Manner of undertaking guarantee by Authority
10. Manner of undertaking guarantee by Authority
11. Circumstances in which guarantee may be entered into
11. Circumstances in which guarantee may be entered into
12. Circumstances in which application under regulation 9 must not be approved
12. Circumstances in which application under regulation 9 must not be approved
14. Aggregate Monthly payment
14. Aggregate Monthly payment
15. Sums payable by mortgagor to mortgagee before mortgage executed
15. Sums payable by mortgagor to mortgagee before mortgage executed
16. Consent of Authority necessary before execution of alterations or improvements
16. Consent of Authority necessary before execution of alterations or improvements
17. Mortgagee to inform Authority of failure of mortgagor to perform covenants
17. Mortgagee to inform Authority of failure of mortgagor to perform covenants
18. Condition of guarantee
18. Condition of guarantee
19. Restrictions on exercise of power of sale
19. Restrictions on exercise of power of sale
20. Circumstances in which guarantee becomes void
20. Circumstances in which guarantee becomes void
21. Effect of assignment of mortgage debt by an approved mortgagee
21. Effect of assignment of mortgage debt by an approved mortgagee
22. Reasonable care to be exercised by approved mortgagee
22. Reasonable care to be exercised by approved mortgagee
23. Expression of mortgage in foreign currency
23. Expression of mortgage in foreign currency
24. Mortgage Insurance fee
PART 2 DIRECT LOANS
PART 2 DIRECT LOANS
25. Term of direct loans
25. Term of direct loans
26. Interest rate applicable to direct loans
26. Interest rate applicable to direct loans
27. Applicant to prove loan unavailable from approved mortgagees
27. Applicant to prove loan unavailable from approved mortgagees
29. Establishment of firm age limits
29. Establishment of firm age limits
30. Loans not normally to be made if applicant spouse owns a house
30. Loans not normally to be made if applicant spouse owns a house
31. Matters to be considered in determining amount of loan
31. Matters to be considered in determining amount of loan
32. Form in which direct loans to be made
32. Form in which direct loans to be made
33. Particulars to be supplied to Authority if so required
33. Particulars to be supplied to Authority if so required
34. Deviation from plans or specifications prohibited
34. Deviation from plans or specifications prohibited
35. Nature of land in respect of which loans made
35. Nature of land in respect of which loans made
36. Loans for acquisition, erection, repair, of houses
36. Loans for acquisition, erection, repair, of houses
37. Condition of loans and power of Authority where premiums unpaid
37. Condition of loans and power of Authority where premiums unpaid
38. Attorney General to be Solicitor of Authority Fees
38. Attorney General to be Solicitor of Authority Fees
39. Memorandum of charge
39. Memorandum of charge
40. Memorandum of discharge
40. Memorandum of discharge
41. Progress advances
41. Progress advances
42. Sums payable by employees
42. Sums payable by employees
43. Authority deemed to be an approved mortgageE
43. Authority deemed to be an approved mortgageE
Schedule 1
Schedule 1
Schedule 2
Schedule 2
Schedule 3
Schedule 3
Schedule 4
Schedule 4
Housing (Income Tax Exemption) Regulations – Section 49 (Statutory Instrument 36/1967)
1. Citation
2. Tax free interest rate
Saint Lucia National Housing Corporation (La Ressource, Vieux Fort) Vesting Order – Section 48(3) (Statutory Instrument 50/2002)
1. Citation
2. Vesting of land
Schedule 1
Schedule 2
Schedule 3
Schedule 4
Schedule 5
Schedule 6
Schedule 7
Schedule 8
Schedule 9
Schedule 10
Schedule 11
Schedule 12
Schedule 13
Schedule 14
Schedule 15
Schedule 16
Saint Lucia National Housing Corporation (Beausejour, Gros Islet) Vesting Order – Section 48(3) (Statutory Instrument 70/2002)
1. Citation
2. Vesting of land
Saint Lucia National Housing Corporation (Urban Castries, Gros Islet, Vieux Fort and Praslin) Vesting Order – Section 48(1) (Statutory Instrument 103/2002)
1. Citation
2. Vesting of land
Schedule 1
Schedule 2
Schedule 3
Schedule 4
Schedule 5
Schedule 6
Schedule 7
Schedule 8
Schedule 9
Schedule 10
Schedule 11
Saint Lucia National Housing Corporation (Karibelle) Vesting Order –Section 48(3) (Statutory Instrument 107/2002)
1. Citation
2. Vesting of land
Saint Lucia National Housing Corporation (Urban Castries) Vesting Order – Section 48(2) (Statutory Instrument 120/2002)
1. Citation
2. Vesting of lands
3. Revocation
Schedule 1
Schedule 2
Saint Lucia National Housing Corporation (Carellie) Vesting Order – Section 48 (Statutory Instrument 13/2004)
1. Citation
2. Vesting of land
Schedule 1
Schedule 2
Schedule 3
Schedule 4
Schedule 5
Schedule 6
Schedule 7
Saint Lucia National Housing Corporation (Cresslands, Soufriere) Vesting Order – Section 48 (Statutory Instrument 87/2005)
1. Citation
2. Vesting of land
Schedule 1
Schedule 2
Saint Lucia National Housing Corporation (La Pearle) Vesting Order – Section 48(3) (Statutory Instrument 183/2007)
1. Citation
2. Vesting of land
Saint Lucia National Housing Corporation (Monchy) Vesting Order – Section 48 (Statutory Instrument 84/2009)
1. Citation
2. Vesting of land
Schedule 1
Schedule 2
Schedule 3
Schedule 4
Schedule 5
Schedule 6
Schedule 7
Schedule 8
Schedule 9
Schedule 10
Schedule 11
Schedule 12
Schedule 13
Schedule 14
Schedule 15
Schedule 16
Saint Lucia National Housing Corporation (La Ressource – Vieux Fort) Vesting Order – Section 48(3) (Statutory Instrument 123/2009)
1. Citation
2. Vesting of Lands
Schedule 1
Schedule 2
Schedule 3
Saint Lucia National Housing Corporation (Union Industrial Estate) Vesting Order – Section 48(2) (Statutory Instrument 60/2010)
1. Citation
2. Vesting of Land
Saint Lucia National Housing Corporation (Fayole Estate) Vesting Order – Section 48(2) (Statutory Instrument 61/2010)
1. Citation
2. Vesting of Land
Saint Lucia National Housing Corporation (La Ressource – Vieux Fort) Vesting Order – Section 48(3) (Statutory Instrument 68/2010)
1. Citation
2. Vesting of Lands
Saint Lucia National Housing Corporation (Marigot) Vesting Order – Section 48(2) (Statutory Instrument 29/2011)
1. Citation
2. Vesting of land
Saint Lucia National Housing Corporation (Monchy) (No. 2) Vesting Order – Section 48 (Statutory Instrument 53/2011 and 13/2012)
1. Citation
2. Vesting of land
3. Revocation
Schedule 1
Schedule 2
Schedule 3
Schedule 4
Schedule 5
Saint Lucia National Housing Corporation (River Doree) Vesting Order – Section 48(2) (Statutory Instrument 32/2012)
1. Citation
2. Vesting of land
Saint Lucia National Housing Corporation (Marigot) Vesting Order – Section 48(2) (Statutory Instrument 43/2012)
1. Citation
2. Vesting of Land
Saint Lucia National Housing Corporation (La Ressource – Vieux Fort) Vesting Order – Section 48(2) (Statutory Instrument 27/2013)
1. Citation
2. Vesting of land
Saint Lucia National Housing Corporation (Fond Assau) Vesting Order – Section 48(2) (Statutory Instrument 39/2013)
1. Citation
2. Vesting of land
Schedule 1
Schedule 2
Saint Lucia National Housing Corporation (Bisee) Vesting Order – Section 48(2) (Statutory Instrument 40/2013)
1. Citation
2. Vesting of land
Saint Lucia National Housing Corporation (Ciceron) Vesting Order – Section 48(2) (Statutory Instrument 41/2013)
1. Citation
2. Vesting of land
Saint Lucia National Housing Corporation (Forestierre) Vesting Order – Section 48(2) (Statutory Instrument 42/2013)
1. Citation
2. Vesting of land
Schedule
Saint Lucia National Housing Corporation (Monchy) Vesting Order – Section 48(2) (Statutory Instrument 76/2014)
1. Citation
2. Vesting of land
Schedule 1
Schedule 2
Schedule 3
Schedule 4
Schedule 5
Saint Lucia National Housing Corporation (La Ressource, Vieux-Fort) Vesting Order – Section 48(3) (Statutory Instrument 2/2015)
1. Citation
2. Vesting of land
Schedule 1
Schedule 2
Schedule 3
Schedule 4
Schedule 5
Schedule 6
Schedule 7
Schedule 8
Schedule 9
Saint Lucia National Housing Corporation (La Ressource – Vieux-Fort) (No. 2) Vesting Order – Section 48(2) (Statutory Instrument 118/2015)
1. Citation
2. Vesting of land
Schedule 1
Schedule 2
Schedule 3
Saint Lucia National Housing Corporation (La Ressource, Vieux-Fort) Vesting Order – Section 48(3) (Statutory Instrument 38/2017)
1. Citation
2. Vesting of land
Saint Lucia National Housing Corporation (La Ressource, Vieux-Fort) Vesting (No. 2) Order – Section 48(3) (Statutory Instrument 39/2017)
1. Citation
2. Vesting of land
Schedule 1
Schedule 2
Schedule 3
Schedule 4
Schedule 5
Schedule 6
Schedule 7
Schedule 8
Schedule 9
Saint Lucia National Housing Corporation (Doe Carmel, Vieux-Fort) Vesting Order – Section 48(3) (Statutory Instrument 102/2017)
1. Citation
2. Vesting of land
Schedule
Saint Lucia National Housing Corporation (Doe Carmel, Vieux-Fort) Vesting Order – Section 48(3) (Statutory Instrument 81/2018)
1. Citation
2. Vesting of land
Schedule 1
Schedule 2
Schedule 3
Schedule 4
Saint Lucia National Housing Corporation (La Ressource, Vieux-Fort) Vesting Order – Section 48(3) (Statutory Instrument 82/2018)
1. Citation
2. Vesting of land
Saint Lucia National Housing Corporation (La Ressource, Vieux-Fort) (No. 2) Vesting Order – Section 48(3) (Statutory Instrument 85/2018)
1. Citation
2. Vesting of land
Schedule 1
Schedule 2
Saint Lucia National Housing Corporation (Derriere Morne, Vieux-Fort) Vesting Order – Section 48(3) (Statutory Instrument 89/2018)
1. Citation
2. Vesting of land
Schedule 1
Schedule 2
Schedule 3
Schedule 4
Saint Lucia National Housing Corporation (Forrestiere, Castries) Vesting Order – Section 48(2) (Statutory Instrument 33/2019)
1. Citation
2. Vesting of land
Saint Lucia National Housing Corporation (The Union Industrial Estate at Postlewaithe, Gros Islet) Vesting Order – Section 48(3) (Statutory Instrument 137/2019)
1. Citation
2. Vesting of land
Saint Lucia National Housing Corporation (Bois d'Orange Development Project) Vesting Order – Section 48(2) (Statutory Instrument 69/2020)
1. Citation
1. Citation
2. Vesting of land
2. Vesting of land
Schedule 1
Schedule 1
Schedule 2
Schedule 2
Schedule 3
Schedule 3
Schedule 4
Schedule 4
Schedule 5
Schedule 5
Schedule 6
Schedule 6
Schedule 7
Schedule 7
Schedule 8
Schedule 8
Schedule 9
Schedule 9
Schedule 10
Schedule 10
Schedule 11
Schedule 11
Schedule 12
Schedule 12
Schedule 13
Schedule 13
Schedule 14
Schedule 14
Schedule 15
Schedule 15
Schedule 16
Schedule 16
Schedule 17
Schedule 17
Schedule 18
Schedule 18
Schedule 19
Schedule 19
Schedule 20
Schedule 20
Schedule 21
Schedule 21
Schedule 22
Schedule 22
Schedule 23
Schedule 23
Schedule 24
Schedule 24
Schedule 25
Schedule 25
Schedule 26
Schedule 26
Schedule 27
Schedule 27
Schedule 28
Schedule 28
Schedule 29
Schedule 29
Schedule 30
Schedule 30
Schedule 31
Schedule 31
Schedule 32
Schedule 32
Schedule 33
Schedule 33
Schedule 34
Schedule 34
Schedule 35
Schedule 35
Saint Lucia National Housing Corporation (La Ressource, Vieux-Fort) Vesting Order – Section 48(3) (Statutory Instrument 192/2020)
1. Citation
2. Vesting of land
Saint Lucia National Housing Corporation (La Ressource, Vieux-Fort) (No. 1) Vesting Order – Section 48(3) (Statutory Instrument 104/2022)
1. Citation
2. Vesting of land
Saint Lucia National Housing Corporation (La Ressource, Vieux Fort) (No. 2) Vesting Order – Section 48(3) (Statutory Instrument 105/2022)
1. Citation
2. Vesting of land
Saint Lucia National Housing Corporation (Micoud) Vesting Order – Section 48(2) (Statutory Instrument 125/2022)
1. Citation
2. Vesting of land
Saint Lucia National Housing Corporation (La Ressource, Vieux Fort) (No. 3) Vesting Order – Section 48(3) (Statutory Instrument 140/2022)
1. Citation
2. Vesting of land
Saint Lucia National Housing Corporation (La Ressource, Vieux Fort) (No. 5) Vesting Order – Section 48(3) (Statutory Instrument 204/2022)
1. Citation
2. Vesting of land
Saint Lucia National Housing Corporation (La Ressource, Vieux Fort) Vesting Order – Section 48(2) (Statutory Instrument 48/2023)
1. Citation
2. Vesting of land
3. Revocation