| 1. | Citation |
| 2. | Definitions |
| 3. | Forms required |
| 4. | Fees |
| 5. | Filling out of document |
| 6. | Dividend rate |
| 7. | Transfer of shares |
| 8. | Minimum amount of fidelity bond |
| 9. | Annual financial statements and special returns |
| 10. | Auditor's report |
| 11. | Standard of financial statement and Auditor's Report |
| 12. | Election of directors |
| 13. | Meetings of directors |
| 14. | Appointment of secretary and treasurer |
| 15. | Duties of secretary and treasurer |
| 16. | Supervisory Committee |
| 17. | Education Committee |
| 18. | Procedures on appeal of termination of membership |
| 19. | Unclaimed amounts in case of terminated member |
| 20. | Amendment of bye-laws |
| 21. | Bye-laws of housing society |
| 22. | Liquidity |
| 23. | Loan approval |
| 24. | Borrowing by director etc |
| 25. | Security for loans |
| 26. | Maximum period for interest on loans |
| 27. | Loan terms and conditions |
| 28. | Bad and doubtful loans |
| 29. | Doubtful loans allowance |
| 30. | Overdue loans |
| 31. | Investment |
| 32. | Use of statutory reserves |
| 33. | Credit committee |
| 34. | Interest on bad and doubtful loans |
| 35. | Deposits |
| 36. | Maximum liability on deposits and loans |
| 37. | Bank account |
| 38. | Branches |
| Schedule 1 | |
| Schedule 2 | |
| Schedule 3 | |