(1) No person who has acquired knowledge in his capacity as director, officer, secretary, employee or agent of any licensed financial institution or as its auditor, receiver, official administrator or official liquidator shall disclose to any person or governmental authority the identity, assets, liabilities, transactions or other information in respect of a depositor or customer of a licensed financial institution except —
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(a) with the written authorisation of the depositor or customer or of his or her heirs or legal personal representatives; or
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(b) when required in conformity with the provisions of this Act; or
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© when lawfully required to make disclosure by any court of competent jurisdiction within Saint Lucia; or
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(d) under the provisions of any law of Saint Lucia or agreement among the Participating Governments.