| Class | Activities |
| 1. Finance House or Finance Company | Hire purchase and _nstalment credit. |
| 2. Credit Unions | Provision of basic savings (share accounts) for members and making loans to members. |
| 3. Merchant Bank | Floating and underwriting, stocks, Shares, and bonds |
| Loans syndication |
| Dealing in gold |
| Providing consultancy and investment management services and corporate advisory services |
| Acceptance credit |
| Project Development |
| Lease financing |
| Foreign exchange dealing |
| Inter-bank financing. |
| 4. Mortgage Institutions | Mortgage lending |
| 5. Trust Company | Managing Trust Funds |
| Performing duties of trustees |
| Executor or administrator and attorney |
| Administration of Pension Funds |
| Mortgage lending. |
| 6. Unit Trust | Providing facilities for the participation by persons as beneficiaries under a trust or other scheme, in profits or income arising from the acquisition, holding, management or disposal of securities or any other property whatever. |
| 7. Credit card business | Issuing payment, credit or charge cards and in co-operation with others including other financial institutions, operating a payment, credit or charge card plan. |
| 8. Financial Services | Providing financial services relating to future and contingent liabilities in relation to foreign exchange and commodities. |
| 9. Securities business | carrying on, within the meaning of the Securities Act 2001, the business of securities exchange, clearing agency, securities depository, securities registry, underwriting, broker-dealer, limited service broker, custodian, an investment adviser, or a management company or trustee or custodian of a collective investment scheme. |
| 10. Insurance business | Carrying on the business of receiving proposals for or the issuing of policies of any class of insurance, or the collection or receipt of premiums on policies and the making of payments due under such policies, re-insurance, insurance underwriting, insurance brokerage, the issuing and carrying out of contracts to pay annuities, the effecting and carrying out of tontines. |