(1) The player is the winner when both of his or her hands rank higher than the banker's 2 hands.
(2) The player's 2-card hand must rank higher than the banker's 2-card hand, and the player's 5-card hand must rank higher than the banker's 5-card hand.
(3) Winning cards are left, face up, and spread out so that they can be easily read.
(4) Winning wagers are not paid until losing hands and ties are settled.
(5) It is a tie when the Player and banker have identically ranking hands, and the banker will win all tie hands.
(6) The players will lose when both their front hand and back hand rank lower than the banker's 2 hands.
(7) When the losers' hands are determined, the dealer shall pick up the players' losing wagers immediately.
(8) The dealer shall then pick up the losing hands, low hand first, and place both hands in the discard rack.
(9) The Players winning either front low or back hands pushes.
(10) Push hands are indicated by verbal expressions by the dealer as well as physically patting the pai gow poker table with his or her hand to indicate a push.
(11) Any player surrendering his or her hand as a loser shall permit the dealer to verify that all 7 cards are there.
(12) When the dealer plays against a player banker, and the dealer wins, the hand is placed off to the right, face up, with the wager on top and if—
(a) the dealer loses, the hand is discarded and the wager is placed to the right and a bit forward; or
(b) there is a tie, the wager is placed in the rack and the hand is discarded and the dealer shall then place the player banker's hand in front of the rack and the dealer shall then proceed to act on the remainder of the players' hands in a counter clockwise direction, starting to the right of the player banker.
(13) Losing wagers will be placed in a single stack, and winners will be paid from the same stack.
(14) At the end of the hand, the remainder in the stack, if any, will be paid to the player banker and the 5% commission is collected.
(15) The dealer shall handle all wagers, and all winning bets shall be paid at odds of 1 to 1 with a 5% commission being collected at the time of payment and commission fees shall not exceed 5% of all winning wagers.
(16) The dealer shall not collect any commission fee from pushes or from losing wagers.
(17) After all winning hands are paid, the dealer will reshuffle the cards in preparation for the next hand.