(1) Each player at the pai gow poker table shall arrange 7 cards dealt to him or her into 2 hands, a 2-card hand and a 5 card hand, and he or she shall place his or her cards on the table face-down.
(2) The 5-card hand must always be of a higher ranking than the 2 card hand.
(3) The player banker, if there is one, will then set his or her hand and place it face down on the table.
(4) The dealer's hand will then be exposed and properly set by the dealer.
(5) The player banker's hand if there is one, will then be exposed by the dealer.
(6) Players shall not touch their cards for any reason after the player banker's cards are shown.
(7) The dealer will then expose, from the player banker's right side or if the dealer is the banker from his or her own right side, the remaining players' hands determining winners, losers, and pushes at this time.
(8) The player banker may assist any player in setting his or her cards into the highest possible potential winner, but the player banker will take no responsibility for winning or losing and would not be responsible for any losses incurred.
(9) The dealer has the right to change an exposed hand until the player banker's hand is exposed afterwards no change will be permitted.
(10) The dealer's bet against the player banker will be an amount equal to that player's bet on the preceding hand when the dealer was the banker.
(11) If a player wishes to Bank when it is his or her turn, but cannot cover all wagers, then the gaming operator may co-bank at 50/50 but, if the player cannot cover 50% of the wagers, he or she cannot be in the co-bank and must pass the deal and if a player and the gaming operator co-bank, it must be on a 50/50 basis and no other percentage will be permitted.
(12) After all the players have arranged their hands in the proper order, the dealer will turn over and arrange his or her cards into a 5-card hand and a 2-card hand and players shall not be allowed to touch their cards for any reason after the player banker's Cards are exposed.