| (Section 3) |
| FORM OF CERTIFICATE OF INCORPORATION |
| I, .................................................... Registrar of Building Societies in the Island of Saint Lucia, hereby certify that the ................................................ Building Society established at .................................. in the said Island is incorporated under the Building Societies Act. |
| Given under my hand this .................... day of .............................., 20....... |
| ................................................................. |
| Registrar of Building Societies. |