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Revised Laws of Saint Lucia (2021)

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18. Requirements as to production of certificate of insurance

(1) A person who drives or is in charge of a motor vehicle on any public road shall have either on his or her person or in the motor vehicle his or her certificate for production as required under subsection (2).

(2) Any person driving a motor vehicle on a public road shall, on being so required by any police officer give his or her name and address and the name and address of the owner of the motor vehicle and produce his or her certificate.

(3) It is the duty of the owner of a motor vehicle to give such information as he or she may be required by or on behalf of an officer of the Police Force not under the rank of sergeant as to the identity of the driver of the motor vehicle on any occasion when the driver was required under subsection (2) to produce the certificate, and if the owner fails to do so, he or she commits an offence.

(4) If in any case where, owing to the presence of a motor vehicle on a road, an accident occurs involving personal injury to another person or damage to property, the driver of the motor vehicle does not at the time produce his or her certificate to a police officer or to some person who, having reasonable grounds for doing so, has required its production, the driver shall report the accident at a police station as soon as possible, and in any case within 24 hours of the occurrence of the accident, and there produce his or her certificate.

(5) Subject to subsection (6) any person who fails to comply with the requirements of this section commits an offence and is liable on summary conviction to a fine of $500 or to imprisonment for 3 months.

(6) Despite subsection (5), if the driver of a motor vehicle within 5 days after the date on which the production of his or her certificate was so required, produces the certificate in person at such police station as may have been specified at the time its production was required, he or she shall not be convicted under this section of the offence of failing to produce his or her certificate.

(7) In this section the expression “certificate” means the relevant certificate of insurance or such other evidence that the motor vehicle is not or was not being driven in contravention of section 3 as may be prescribed.

18. Requirements as to production of certificate of insurance

2. Interpretation

3. Users of motor vehicles to be insured against third-party risks

4. Requirements in respect of policies of insurance

5. Time limit within which certificate of insurance shall be issued

6. Insurer to notify Licensing Authority that policy expired

7. Certain conditions to policies to be of no effect

8. Production of certificate of insurance on application for registration

9. Duty of insurers to satisfy judgement against persons insured against third-party risks

10. Bankruptcy, etc. of insured persons not to affect certain claims by third parties

11. Avoidance of restrictions on scope of policies covering third-party risks

12. Duty of person against whom claims are made to give information as to insurance

13. Duty to surrender certificate on cancellation of policy

14. Saving as to preservation of rights in case of death of an insured

15. Rights of third parties against insurers on bankruptcy, etc. of the insured

16. Duty to give necessary information to third parties

17. Settlement between insurers and insured persons

20. Refusing to give name or address or giving false name or address

21. Liability of driver and owner for offences

22. Offences and general penalty

23. Recovery of penalties

24. Regulations

Third-Party Risks Regulations – Section 24

PART 1 PRELIMINARY

PART 2 CERTIFICATES OF INSURANCE GENERALLY

3. Certificate of insurance

4. Authentication of certificates

5. Issue of further certificate

6. Nature of certificate

7. Application for insurance

8. Display of insurance sticker

9. Application for registration

11. Issue of fresh certificate

PART 3 CERTIFICATES OF FOREIGN INSURANCE

12. Definitions

13. Application by visitors for certificate of foreign insurance

14. Issue of certificate of foreign insurance

15. Form of application for certificate of foreign insurance

16. Authentication of certificate of foreign insurance

17. Validity of certificate of foreign insurance

18. Effect of certificate of foreign insurance

19. Return of certificate of foreign insurance

20. Record to be kept of certificates of foreign insurance

PART 4 MISCELLANEOUS

21. Offence and penalty

2. Interpretation

2. Interpretation

19. Forgery, etc. of certificates