Any person who applies for the registration of a motor vehicle under section 9 of the Motor Vehicles and Road Traffic Act or a licence under section 19 of the Motor Vehicles and Road Traffic Act shall produce to the licensing officer a certificate of insurance indicating that on the day when the registration or licence comes into operation there will be in force a policy in relation to the user of the motor vehicle by the applicant or by other persons on his or her order or with his or her permission.