(1) A person who has been widowed is entitled to a survivor's pension at the prescribed rate if—
(a) the late spouse satisfied the prescribed contribution conditions for a survivor's pension; or was at the time of his or her death, in receipt of a pension under this Act;
(b) he or she was married to his or her late spouse for at least 3 years prior to his of her death;
(c) he or she was, at the time of the spouse's death over the age of 55; or
(d) he or she was under the age of 55 and had the care of his or her children (with his or her late spouse) under the age of 16 or 18 if the children are in receipt of a full-time education.
(2) Where a widow or widower dies leaving any children specified in subsection (1)(d) the survivor's pension shall be payable to such children or to a guardian on their behalf as determined by the Director, until they attain the age specified in the said paragraph.
(3) A survivor's pension shall continue for life or until such time as the widow or widower remarries or co-habits with another person as his or her spouse.
(4) Where an insured person has not fulfilled the prescribed conditions for a survivor's pension the Director may pay to his or her survivor, a survivor's grant in the prescribed sum.