2023 Laws not yet authenticated through a Commencement Order

Revised Laws of Saint Lucia (2023)

National Insurance Regulations – Section 91 (Statutory Instrument 22/2003)

Statutory Instrument 22/2003 .. in force 3 March 2003

ARRANGEMENT OF REGULATIONS

PART 1
PRELIMINARY

1.Citation
2.Interpretation

PART 2
REGISTRATION OF EMPLOYERS AND EMPLOYEES

3.Application for registration
4.Issue and security of registration card

PART 3
COLLECTION AND PAYMENT OF CONTRIBUTION

5.Manner of payment of contribution
6.Documents to accompany payment
7.Receipts
8.Monthly remittance statement
9.Monthly schedule
10.Duplicates to be kept
11.Payment of contributions
12.Self employed persons
12A.Voluntary contributors
13.Employees of the Crown
14.Time of deduction
15.Authority to deduct and match employees' contributions
16.Error in deduction
17.Returns by employer
18.Inspection of employees' records
19.Death of employer
20.Exemption from liability for contributions
21.Refund of contributions
22.Treatment of late payment for purpose of benefit
23.Treatment of late contributions for the purpose of sickness or maternity benefit.
24.Treatment of late contributions for the purpose of retirement or invalidity benefits
25.Treatment of late contributions for the purpose of funeral benefit
26.Employment by 2 or more employers
27.Principal and sub-contractors
28.Meaning of expression “husband”; “wife”; “cohabitation”

PART 4
BENEFITS

A.  Sickness Benefit

29.Entitlement
30.Day from which benefit is to commence
31.Manner of claiming and support of claim
32.Conditions which must be satisfied
33.Period of payment
34.Rate of sickness benefit

B.  Invalidity Benefit

35.Conditions for entitlement
36.Rate of invalidity pension
37.Invalidity grant
38.Certificate of permanent incapacity for work

C.  Maternity Benefit

39.Entitlement
40.Conditions to be satisfied
41.Duration
42.Rate of maternity benefits
43.Maternity grant
44.Support of claim
45.Certificate of confinement

D.  Survivor's Benefit

46.Entitlement to survivor's pension: rate of survivor's pension and amount of survivor's grant
47.Entitlement to survivor's pension
48.Widower or widow with dependent children
49.Entitlement of dependents
50.Rate of survivor's pension
51.Distribution of survivor's grant
52.Persons to be treated as survivors

E.   Retirement Pension

53.Entitlement to retirement pension
54.Rate of pension
55.Entitlement to an early pension
56.Entitlement to retirement grant
57.Amount of retirement grant
58.Claims

F.  Funeral Benefit

59.Entitlement to grant
60.Person who may receive grant
61.Amount of grant

G.  Employment Injury Benefit

62.Entitlement to benefit
63.Notice of accident by insured person
64.Employer to complete form for accident or disease
65.Day from which benefit is to commence
66.Manner of claiming and support of claim
67.Duration and rate of payment
68.Medical expenses payable for employment injury
69.Disqualification
70.Disablement pension
71.Entitlement to disablement benefit
72.Rate of disablement grant
73.Increase of disablement benefit during approved hospital treatment
74.Death benefits entitlement of dependents
75.Prior entitlement of widow, widower and child
76.Entitlement of parent to death benefit
77.Entitlement of other relatives to death benefit
78.Claim for death benefit
79.Period for which pension is payable
80.Rate of death benefit
81.Prescribed disease
82.Re-occurence of prescribed disease

H.  Miscellaneous Provisions Relating to Employment Injury

83.Obligations of claimants and beneficiaries in respect of employment injury benefit or disablement benefit
84.Credited contribution for weeks of employment injury benefit

I.  Hospitalisation & Medical Treatment

85.Hospitalisation and medical benefit

PART 5
PERSONS EMPLOYED ON SHIPS AND AIRCRAFT

86.Application to persons employed on ships and aircraft

PART 6
MISCELLANEOUS

87.Entitlement to more than one benefit
88.Benefits payable as grant or periodical payments
89.Refund of benefit improperly paid
90.Credited contribution
91.Persons abroad
92.Payment of benefit for which person is eligible under regulation 91
93.Persons under-going imprisonment or detention in legal custody

PART 7
MISCELLANEOUS PROVISIONS RELATING TO CLAIMS AND PAYMENTS CLAIMS

94.Claims, to be in writing
95.Information to be given
96.Date of claim
97.Defective and incomplete claim
98.Time for claiming benefits
99.Claim in advance

J.  Payments

100.Time and manner of payment of benefits other than pensions
101.Time and manner of payment of pensions
102.Other arrangements for payment of pension
103.Other times and methods of payment of pension
104.Extinguishment of right to sum payable by way of benefit which is not obtained within the prescribed time
105.Information to be given when obtaining payment of benefit
106.Forfeiture or suspension of payment of benefit
107.Obligations of beneficiary to notify change of circumstances
108.Person unable to act
109.Payment of death benefit to person appointed by the Director

K.  Medical Certificate

110.Evidence of incapacity to be given

PART 8
APPEALS

111.Appeals

PART 9
OFFENCES

112.Offences and penalties

PART 10
FINANCIAL AND ACCOUNTING REGULATIONS

113.Interpretation
114.Benefit branches
115.Financial year
116.Submission of estimates
117.Financial authorities of staff
118.Fidelity bond
119.Loss deficiencies and other payments
120.Unserviceable assets
121.Financial audit
122.Periodical reports to the board
123.Accounting systems
124.Quarterly accounts
125.Annual accounts
126.Statement of cash flows
127.Preparation of accounts and balance sheets
128.Distribution of income of the Fund
129.Income from investment of reserves
130.Unidentified income
131.Distribution of expenditure
132.Administrative expenditure
133.Unallocated expenditure
134.Reserves to be constituted
135.Long term benefit reserve
136.Other reserves
137.Minimum sums of reserves to be maintained by the board
138.Audit of accounts
139.Accounts to be audited
140.Auditor's Report
141.Submission of audit finding
142.Director to report to Minister
143.Powers of Director
144.Validation of actions
Schedule 1
Schedule 2
Schedule 3
Schedule 4

Commencement [3rd March 2003]