Revised Laws of Saint Lucia (2022)

74.   Deductions for payments to a RHOS plan

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    (1)   In this section—

owner occupied dwelling house” has the same meaning as in section 54;

Registered Home Ownership Savings Plan” or “RHOS Plan” means a savings plan over a period of at least 5 years to be used wholly for the acquisition or construction of an owner occupied dwelling house.

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    (2)   Subject to this section, where, in any year of income a resident individual, by way of savings, makes payments under a Registered Home Ownership Plan in any financial institution, any society registered under the Cooperative Societies Act or in any institution incorporated under the Building Societies Act there is allowed a deduction for such payments up to a maximum of $6,000.

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    (3)   Where a deduction is allowed under this section and any amounts to which such deduction relates are withdrawn within the minimum period of 5 years, these amounts are to be included as income in the year of withdrawal.

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    (4)   To qualify for the deduction under subsection (2), the resident individual must not have previously owned a home in Saint Lucia.

(Inserted by Act 12 of 1999)