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25.   Repossession by owner

Revised Laws of Saint Lucia (2021)

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25.   Repossession by owner

  1.  

    (1)   Subject to section 26, where goods have been let under a hire-purchase agreement and less than 70% of the hire-purchase price has been paid, the owner may exercise his or her right to recover possession of the goods if the only breach in respect of which the owner seeks to enforce his or her right to recover possession of such goods is a failure by the hirer to pay any installment of the hire-purchase price which is then due.

  1.  

    (2)   Where an owner takes possession of the goods under a hire-purchase agreement in contravention of subsection (1), the hirer may apply to the Court and the Court, having regard to—

    1.  

      (a)     the conduct of the parties; and

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      (b)     such other matters as it thinks proper;

  1.  

    may make such order as to costs, expenses, damages, compensation, penalty or relief as is reasonable, whether or not the granting of relief involves a variation of the terms of the hire-purchase agreement, as the Court in the circumstances of each case thinks fit.

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