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Consumer Credit Regulations – Section 63 (Statutory Instrument 27/2008)

Statutory Instrument 27/2008 .. in force 25 February 2008

ARRANGEMENT OF REGULATIONS

1.	Citation
2.	Interpretation
3.	Forms generally
4.	Calculation of charges
Schedule 1
Schedule 2

Commencement [25 February 2008]

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Consumer Credit Regulations – Section 63 (Statutory Instrument 27/2008)

1. Short title

2. Interpretation

3. Application

4. Credit-sale agreement

5. Credit-sale agreement to be served on the buyer

6. Dispensing with certain requirements

7. Avoidance of certain provisions

8. Hire-purchase agreement

9. Unenforceable hire-purchase agreements

10. Insurance

11. Copy of documents

12. Discharge of hire-purchase price otherwise than by money

13. Information as to whereabouts of goods

14. Care of goods

15. Use of goods

16. Assignment by hirer

17. Assignment by owner

18. Form and effect of assignment

19. Sale of goods in hire-purchase agreement

20. Termination

21. Completion

22. Passing of title

23. Entitlement to rebates

24. Defaults in payments

25. Repossession by owner

26. Notice of intention to repossess

27. Exercise of repossession

28. Obstruction or resistance

29. Acknowledgement of receipt of goods

30. Settlement after repossession

31. Sale of goods by owner

32. Repossession by owner by court action

33. Court's powers on hearing of court action

34. Effect of postponement of order in section 33

35. Enforceable lay away plan

36. Interest

37. Copy of lay away plan

38. Receipt

39. Cancellation

40. Completion

41. Passing of title

42. Identification of purchase price

43. Deposits

44. Supply of documents and information

45. Contract of guarantee

46. Guarantors

47. Rights of guarantor

48. Guarantor not to seize

49. Agreements by distance selling

50. Limitation on charges

51. Installation charges

52. Variation of agreements

53. Implied conditions and warranties

54. Implied term as to fitness

55. Disposal of goods by sample or description

56. Assessment of damages

57. Other implied terms

58. Liability for misrepresentations

59. Appropriation

60. Reopening of transactions

61. Power of Court to extend times

62. Service of notices and documents

63. Regulations

Consumer Credit Regulations – Section 63

ACT

PART 1 PRELIMINARY

1. Short title

2. Interpretation

3. Application

PART 2 CREDIT-SALE AGREEMENT

4. Credit-sale agreement

5. Credit-sale agreement to be served on the buyer

6. Dispensing with certain requirements

7. Avoidance of certain provisions

PART 3 HIRE-PURCHASE AGREEMENT

8. Hire-purchase agreement

9. Unenforceable hire-purchase agreements

10. Insurance

11. Copy of documents

12. Discharge of hire-purchase price otherwise than by money

13. Information as to whereabouts of goods

14. Care of goods

15. Use of goods

16. Assignment by hirer

17. Assignment by owner

18. Form and effect of assignment

19. Sale of goods in hire-purchase agreement

20. Termination

21. Completion

22. Passing of title

23. Entitlement to rebates

24. Defaults in payments

25. Repossession by owner

26. Notice of intention to repossess

27. Exercise of repossession

28. Obstruction or resistance

29. Acknowledgement of receipt of goods

30. Settlement after repossession

31. Sale of goods by owner

32. Repossession by owner by court action

34. Effect of postponement of order in section 33

PART 4 LAY AWAY PLAN

35. Enforceable lay away plan

36. Interest

37. Copy of lay away plan

38. Receipt

39. Cancellation

40. Completion

41. Passing of title

PART 5 GENERAL

42. Identification of purchase price

43. Deposits

44. Supply of documents and information

45. Contract of guarantee

46. Guarantors

47. Rights of guarantor

48. Guarantor not to seize

49. Agreements by distance selling

50. Limitation on charges

51. Installation charges

52. Variation of agreements

53. Implied conditions and warranties

54. Implied term as to fitness

55. Disposal of goods by sample or description

56. Assessment of damages

57. Other implied terms

58. Liability for misrepresentations

59. Appropriation

60. Reopening of transactions

61. Power of Court to extend times

62. Service of notices and documents

PART 6 MISCELLANEOUS

63. Regulations

SUBSIDIARY LEGISLATION

1. Citation

2. Interpretation

3. Forms generally

4. Calculation of charges

Schedule 1

Schedule 2

Revised Laws of Saint Lucia (2023)

Consumer Credit Regulations – Section 63 (Statutory Instrument 27/2008)

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