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Revised Laws of Saint Lucia
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CONSUMER CREDIT ACT
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2. Interpretation
Revised Laws of Saint Lucia (2023)
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2. Interpretation
In these Regulations “Act” means the Consumer Credit Act.
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2. Interpretation
ACT
PART 1 PRELIMINARY
1. Short title
2. Interpretation
3. Application
PART 2 CREDIT-SALE AGREEMENT
4. Credit-sale agreement
5. Credit-sale agreement to be served on the buyer
6. Dispensing with certain requirements
7. Avoidance of certain provisions
PART 3 HIRE-PURCHASE AGREEMENT
8. Hire-purchase agreement
9. Unenforceable hire-purchase agreements
10. Insurance
11. Copy of documents
12. Discharge of hire-purchase price otherwise than by money
13. Information as to whereabouts of goods
14. Care of goods
15. Use of goods
16. Assignment by hirer
17. Assignment by owner
18. Form and effect of assignment
19. Sale of goods in hire-purchase agreement
20. Termination
21. Completion
22. Passing of title
23. Entitlement to rebates
24. Defaults in payments
25. Repossession by owner
26. Notice of intention to repossess
27. Exercise of repossession
28. Obstruction or resistance
29. Acknowledgement of receipt of goods
30. Settlement after repossession
31. Sale of goods by owner
32. Repossession by owner by court action
33. Court's powers on hearing of court action
34. Effect of postponement of order in section 33
PART 4 LAY AWAY PLAN
35. Enforceable lay away plan
36. Interest
37. Copy of lay away plan
38. Receipt
39. Cancellation
40. Completion
41. Passing of title
PART 5 GENERAL
42. Identification of purchase price
43. Deposits
44. Supply of documents and information
45. Contract of guarantee
46. Guarantors
47. Rights of guarantor
48. Guarantor not to seize
49. Agreements by distance selling
50. Limitation on charges
51. Installation charges
52. Variation of agreements
53. Implied conditions and warranties
54. Implied term as to fitness
55. Disposal of goods by sample or description
56. Assessment of damages
57. Other implied terms
58. Liability for misrepresentations
59. Appropriation
60. Reopening of transactions
61. Power of Court to extend times
62. Service of notices and documents
PART 6 MISCELLANEOUS
63. Regulations
SUBSIDIARY LEGISLATION
Consumer Credit Regulations – Section 63 (Statutory Instrument 27/2008)
1. Citation
3. Forms generally
4. Calculation of charges
Schedule 1
Schedule 2