(758) 468-3200
Government Saint Lucia
 
 
 
Home
/
Departments
/
Legislative Drafting
/
Revised Laws of Saint Lucia
/
CREDIT REPORTING ACT
/
ACT
2023 Laws not yet authenticated through a Commencement Order

Revised Laws of Saint Lucia (2023)

saint Lucia
back arrow Back to Revised Laws of Saint Lucia (2023)
back arrow Back to Table of Contents

ACT

(Act 13 of 2023)

Act 13 of 2023 .. in force On Order

ARRANGEMENT OF SECTIONS

1.Short title and commencement
2.Interpretation
3.Powers, duties and functions of Central Bank
4.Requirement for licence
5.Application for licence
6.Evaluation of application
7.Grant of licence
8.Refusal to grant licence
9.Terms and conditions of licence
10.Display of licence
11.Restrictions on transfer of licence, etc.
12.Restrictions on employment of certain persons
13.Payment of fees
14.Material change in circumstances affecting credit bureau, etc.
15.Suspension and revocation of licence, etc
16.Publication of grant of licence, etc
17.Activities of credit bureau
18.Requirement for consent
19.Credit reports
20.Permissible purposes
21.Data management and quality control
22.Security and control measures
23.Data subjects' right of access and correction
24.Duty to maintain records and credit information
25.Restrictions regarding disclosure of data subject information
26.Supplying false information prohibited
27.Credit information providers
28.Adverse actions against data subjects
29.Void agreements
30.Resolution of disputes and complaints
31.Cross-border data flow
32.Periodic returns
33.Information gathering powers
34.Inspections
35.Entry and search of premises
36.Order by Central Bank
37.Costs of inspections
38.Auditors and annual reports
39.Court order
40.Civil liability for negligent non-compliance
41.Appointment of Review Commission
42.Right to review
43.Review proceedings
44.Decisions of Review Commission
45.Appeals to High Court
46.Appeals to Court of Appeal
47.Agreements with other bodies, etc.
48.Confidentiality
49.Evidence regarding certificate of Central Bank
50.General offences and penalties
51.Fixed penalties
52.Offences by credit bureau or other entity
53.Defences in criminal proceedings
54.Immunity
55.Protection of databases upon liquidation
56.Regulations
57.Amendment of Schedules
Schedule 1
Schedule 2

AN ACT to provide for a fair and accurate credit reporting system within the financial system in order to assure objective credit decisions; to enable credit information sharing and reporting; to provide for regulation of the conduct of credit reporting and credit reporting services; to provide safeguard for data protection for customers of credit providers; to provide for a single space in the regulation of credit reporting and for related matters.

Commencement [On Order]

Address

2nd Floor Francis Compton Building, 
Waterfront,
Castries, Saint Lucia

Need help?

Site Map

HomeAbout AG OfficeDepartmentsAccessibilityContact Us

Quick Links

Inland Revenue Department of Government of Saint Lucia (IRD)Government of Saint Lucia Citizenship by Investment Financial Intelligence Authority

Important Links

CARICOMOECSFSRA
 
© 2025 Attorney General's Chambers
Site by