12. Failing to make full disclosure of costs of inputs or other items and interest etc.
Any person who advances inputs or other items required for agricultural production to a farmer and fails to fully disclose to the farmer the cost of any input or item, the interest to be paid by the farmer, and any charges, fees or penalties, as required under section 11, commits an offence and is liable, on conviction, to a fine not exceeding $5,000 or 3 years imprisonment, or both.